Which statement describes a managed care pro?

• A. Improves affordability and reduces healthcare costs
• B. Increases patient wait times with no benefits
• C. Decreases provider networks
• D. Raises premiums without improving care

Answer: (B)

Managed care aims to control costs while preserving quality by coordinating care, using a network of contracted providers, and applying utilization management. A key benefit is that it can improve affordability and reduce overall healthcare spending because insurers negotiate favorable rates, encourage preventive care, and coordinate referrals to avoid unnecessary services. That makes the statement about improving affordability and reducing costs the best description of a managed care pro.

The other descriptions don’t align with how managed care works. Suggesting that wait times increase with no benefits ignores the goal of efficient access and reducing waste in care delivery. Describing fewer providers in the network or higher premiums without better care runs counter to the cost-containment and value-focused nature of managed care.